The Smart Investor

Having a good real estate agent is crucial if you want to have smooth and problem-free real estate transactions.  This is true whether you’re a seasoned veteran or someone who is just making your first real estate deal.  The trick is how to find the right agent for you from more than 2 million licensed agents in the U.S. alone. A good real estate agent would be essential whether you are buying a house or the one selling it.  Your agent will help walk you through all the steps and process […]

In financial terms, a security is a type of asset that has monetary value and which investors can trade on the secondary market. The secondary market is the place where you can buy or sell previously bought or purchased assets. Depending on the underlying asset, there are different types of securities – stock, bonds, mortgages, etc. In today’s article, our main focus will be mortgage-backed securities – their intricate mechanism, types, benefits and potential risks.

This English proverb says it all: people are different and they prefer different things. So do investors. Some like to invest in cryptocurrency while others enjoy putting their money in stocks.
Nevertheless, there is one thing that they all have in common – economic knowledge. Being an investor requires a specific set of skills, but if you don’t understand the basics of the global economy and how the market works, it will be difficult to make the right decisions

A VA home loan is a mortgage loan backed by the Department of Veterans Affairs (VA) for those who served or are presently serving in the U.S. Military. The VA does not directly lend money for VA home loans but works hand-in-hand with private lenders.  The VA backs the loans of these savings banks, mortgage companies and savings & loan to veterans, active military servicemen and military spouses who qualify under their guidelines […]

In a range-bound market, neither buyers nor sellers of a currency are dominant. On uptrend, buyers dominate the market. In a downtrend, it is the sellers who are pushing the market to the downside. But within these two trends, there are periods when the major market actors pushing the trend take a breather. Two factors account for this […]

Investors who want to put their money in a pooled investment fund will find that the list of options is quite long. There’s regional against global, active against passive, bonds against equities, established manager against start-up, and so on.  But investors often overlook one choice:  open-end versus closed-end funds […]