What Are Robo-Advisors And Should You Consider It?

Robo-advisors are a kind of financial advisers that provide online financial advice or portfolio with minimal human intervention. They became popular when people began searching for inexpensive but convenient automated opportunities.  Within minutes, robo-advisors can help you set up a diverse but customized portfolio right in the comfort of your desk […]

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P/E Ratio – What Is It And How To Calculate Its Value

P/E ratio stands for price-earnings ratio. This is a measure that reflects the price of a company’s share compared to the earnings per share. Why is this important to investors. Well, briefly the P/E ratio shows how much should an investor pay for $1 of a company’s earnings. The higher the ratio, the more an investor should pay for the company’s earnings […]

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The Best Ways To Get A Credit Card Without A Credit History

Almost everything requires credit – from renting an apartment, getting a cell phone and sometimes, even landing a job.  In this new age of technology and harsh economic times, the credit card has become the wallet’s best companion.  We have become dependent on plastic to make our activities more convenient whether in paying our bills, making purchases and receiving money. However, getting a credit card isn’t easy because one has to have a good credit history.

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Universal Life Insurance: Pros and Cons

Universal life insurance (also known as UL policy) is a type of life insurance which combines two elements: a lifetime coverage and a savings account feature. Not only does it offer insurance over a long period of time but also the chance to gain cash value, which acts as a savings account. It accumulates interest over time.In fact, the cash value is the thing that makes this type of policy so attractive […]

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