Marriott Bonvoy Boundless Credit Card Review 2019

Marriott Bonvoy Boundless Card Review 2019

Share: Rating: 4.4 stars out of 5

The Smart Investor has collected card information independently. Issuers did not provide the details, nor are they responsible for their accuracy. The review is not a recommendation, the actual rates/fees may be different.

Marriott Rewards Premier Credit Card is now Marriott Bonvoy Boundless Card. It is a new card with a different name and look but still offers some great benefits. The Marriott Rewards Premier Credit Card was replaced as part of Marriott integration of Starwood Hotels and Resorts. The Marriott Bonvoy Boundless Card is a Visa hotel rewards card issued by Chase Bank. Marriott owns over a dozen different brands and has almost 7,000 hotels within its network. Marriott Bonvoy Boundless Card has great rewards for those customers who are loyal to Marriott Hotel chains.

Marriott Bonvoy Boundless Card

4.4/5
 Ally CashBack Credit Card Review 2019

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Our Bottom Line

One Of The Best Travel Card Available
 
 


Credit Rating Requirements

Good – Excellent Credit

Pros
  • 100,000 Points Sign-Up Bonus

  • Points for Staying at Marriott and on all other purchases

Cons
  • $95 Annual Fee

  • Chase Restrictions

Highlights

  • Annual Reward
  • Automatic Silver Status
  • Transfer to Airline Points
  • Large Hotel Footprint
  • Baggage Insurance

 
Here’s a summary of the main pros & cons (click to see explanation or scroll down):

ProsCons
Sign-Up Bonus95$ Annual Fee
Annual RewardHigh Balance Transfer Fee
Points for Staying at Marriott & Other SpendingChase Restrictions
Transfer to Airline Points5th Night Free Conditions
Automatic Silver StatusHigh APR
5th Night FreeConfusing Rewards
15 Elite Night Credits Each Calendar Year
No Foreign Transaction Fee
Large Hotel Footprint, Free Wi-Fi
Visa Concierge, Baggage Insurance

Marriott Bonvoy Boundless Card – Benefits

Let’s take a look at the benefits of the Marriott Bonvoy Boundless card and see if it’s the right one for your wallet or not.

Sign-Up Bonus

Marriott Bonvoy Boundless Card has an initial sign-up bonus of 100,000 points after spending $5,000 in the first 3 months. Each Marriott point is worth about $0.8.

Annual Reward

Marriott Bonvoy Boundless Card holders get one free night stay on the anniversary of the CC, which is about a 35,000 point reward. This expires after a year.

Points for Staying at Marriott

With the Marriott Bonvoy Boundless Card, every dollar spent at one of the thousands of Marriott Hotels earns the cardholder 6 points. This has no limit

Points on All Other Spending

For all other spending cardholders earn 2 points for every dollar spent. This has no limit

Transfer to Airline Points

Marriott Bonvoy Boundless Card points can be transferred to airline miles. Marriott is partners with over 40 airlines through which you can use your miles. The points are translated as 3 points for every 1 mile.

Automatic Silver Status

Marriott Bonvoy Boundless Card comes automatically with silver status Marriott rewards. This status comes with priority check out, 10% bonus on points, access to exclusive phone numbers to make reservations, and compensation if Marriott is unable to make reservations. The 10% bonus applies to stay at a Marriott, not all spending.

5th Night Free

With the Marriott Bonvoy Boundless Card and the Marriott rewards program, when you redeem points to stay at a Marriott Hotel, the fifth night is free. The reservation needs to be made all at once and the five nights need to be consecutive.

15 Elite Night Credits Each Calendar Year

Marriott Bonvoy Boundless Card has 15 elite night credits each calendar year. An elite credit is basically a one-night stay at a Marriott Hotel. The more Elite credits you get in a year the closer you are to becoming a Gold, Titanium, or Platinum Marriott member. Each of these comes with their own rewards.

No Foreign Transaction Fee

Marriott Bonvoy Boundless Card does not have foreign transaction fees.

Large Hotel Footprint

Marriott is one of the largest international hotel companies. They have dozens of different chains with very large footprints. Marriott has almost 7,000 hotels worldwide. This means that in almost every major city you will find multiple choices of different Marriott branded hotels. Most of those hotels participate in the Bonvoy program.

Free Wi-Fi

Marriott Bonvoy Boundless Card gives cardholders free Wi-Fi at many of the Marriott hotels within the Bonvoy network.

Visa Concierge

Marriott Bonvoy Boundless Card also provides Visa concierge services through which they can secure dinner reservations, special gifts, and tickets to sporting events.

Baggage Insurance

Marriott Bonvoy Boundless Card gives cardholders up to $100 in daily needs, such as toiletries, if their bags are delayed in transit up to 5 days. If the bag is lost, then the Boundless card has up to $3,000 Insurance to replace the lost items.

Marriott Bonvoy Boundless Card – Drawbacks

Here are the most important cons you should consider before apply to the Bank of Marriott Bonvoy Boundless card:

95$ Annual Fee

Marriott Bonvoy Boundless Card has a high $95 annual fee. Many other credit cards do not have annual fees. This fee is easily offset with the annual free hotel stay.

Chase Restrictions

Chase Bank has a well-known rule that does not allow customers to sign up for multiple cards and receive multiple sign-up bonuses within a 24-month period. That means some who want to apply for the large sign-up bonus may not be eligible if they have received another Chase card with a sign-up bonus previously.

High APR

The APR for the Marriott Bonvoy Boundless Card is 18.24%-25.24% variable rate, which is high for a card that requires borrowers with excellent credit histories. Cash advance is 27.24%.

High Balance Transfer Fee

There is a balance transfer fee required if you want to take advantage of the introductory 0.00% APR rate. The fee is incurred when you transfer debts from one or more credit cards to your Marriott card. This fee is $5 or 5% of the transfer, whichever is greater. This fee is upfront and will be added to your debt load when transferred. This is is also higher than the industry average of 3%

5th Night Free Conditions

The fifth night free program does not apply to regular reservations when you pay for the hotel, it only applies to points that are redeemed. So that means if you’re a big traveler you’re going to be able to get the 5th night free every time you stay at a Marriott.

Confusing Rewards

Marriott wants to reward loyal customers but they have a number of different rewards programs that can make it a little confusing for a consumer. They have rewards programs for the total amount of spending, how many nights you stay, and points for spending in different spending categories.

Alternatives to Marriott Bonvoy Boundless Card

There are other credit cards that do offer comparable cash back rewards – we’ve summarized the most popular cards which can use as an alternative to the Marriott Bonvoy BoundlessCard:

Chase Sapphire PreferredChase Sapphire Preferred

Chase Sapphire Preferred is a travel rewards card for those who are not road warriors. Also it’s not a branded card so the points can be used at any hotel chain. This card has a 60,000 point bonus after spending $4,000 in the first 3 months. Cardholders earn 2 points for every dollar spent on travel and restaurants, and then 1 point on all other purchases. This card does come with an annual fee of $95.

Capital One Venture CardCapital One Venture Card

Capital One Venture card is a travel card that offers 50,000 miles on sign-up after spending $3,000 in the first 3 months. This card is more focused on air miles rewards. With the Venture card, you get an unlimited 10 miles per dollar spent at hotels.com through January 2020 and 2 miles per dollar on all other purchases. Capital One Venture also comes with a $95 annual fee, but you do not have to pay it the first year. It also has no introductory APR. If you want to save on flying and rack up the miles, this card is for you.

Barclaycard Arrival Plus World Elite MastercardBarclaycard Arrival Plus World Elite Mastercard

Barclaycard Arrival Plus World Elite Mastercard is a travel rewards card that offers 70,000 miles at sign-up after spending $5,000 in the first 90 days. This card offers 2 miles for every dollar spent on all purchases. This card comes with an 89$ annual fee. This card has an additional bonus that others do not – when the miles are redeemed you get 5% back in rewards. That means when you redeem the 70,000 miles you will get 3,500 miles back as a reward. This card also comes with a 12-month 0.0% introductory APR.

Discover It MilesDiscover It Miles

The Discover It Miles credit card is a solid entry-level option for the occasional traveler who is looking to earn rewards towards flights, hotels, and car rentals. This credit card earns a simple 1.5 miles on every purchase, has no annual fee or foreign fee, and Discover will match your points earned in the first 12 months of opening an account.

Wells Fargo Propel American Express CardWells Fargo Propel American Express Card

The Wells Fargo Propel American Express card offers 3 points for every dollar spent not just on dining and entertainment purchases but also on flights, hotels, car rentals, gas station purchases, and more. Plus, it boasts one of the best sign-up bonuses out there: you can earn 30,000 bonus points (or $300 in cash back) when you spend $3,000 in the first three months. This card competes with some of the premier travel rewards cards.

Is the Marriott Bonvoy Boundless Card Right for You?

Marriott Bonvoy Boundless Card is an excellent travel rewards card for those who are regular Marriott customers. Marriott offers a wide variety of different hotels ranging from ultra-luxurious to the everyday hotel. The rewards offered with this card are some of the best rewards for travel rewards cards as long as much of the spending is within the Marriott footprint. The great thing about the points on this card is that they can also be transferred to over 40 different airlines for miles. If you are not a road warrior and don’t spend a lot of time on the road or at Marriott Hotels, this is not the card for you. If you are a dedicated Marriott customer, this card will reward you more than many other cards in the general market.