Marriott Bonvoy Boundless Credit Card Review 2020

Rating:
4.4/5
4.4 stars out of 5

The Smart Investor has collected card information independently. Issuers did not provide the details, nor are they responsible for their accuracy. The review is not a recommendation, the actual rates/fees may be different.

Marriott Rewards Premier Credit Card is now Marriott Bonvoy Boundless Card. It is a new card with a different name and look but still offers some great benefits. The Marriott Rewards Premier Credit Card was replaced as part of Marriott integration of Starwood Hotels and Resorts. 

Marriott Bonvoy Boundless Card has great rewards for those customers who are loyal to Marriott Hotel chains. With the Marriott Bonvoy Boundless Card, every dollar spent at one of the thousands of Marriott Hotels earns the cardholder 6 points. This has no limit. You’ll also get 2 points for every $1 spent on other purchases.

There is an an initial sign-up bonus of 75,000 points after spending $3,000 in the first 3 months, as well as many other benefits such as free nights, airline points transferring, free qifi , baggage insurance and more.

However, this card has a $95 annual fee and a bit high APR of 15.99%-22.99%.

The Marriott Bonvoy Boundless Card is a Visa hotel rewards card issued by Chase Bank. Marriott owns over a dozen different brands and has almost 7,000 hotels within its network

Marriott Bonvoy Boundless Card

On Chase’s Secure Website

Our Bottom Line

  • One Of The Best Travel Card Available​

Credit Rating Requirements

  • Good - Excellent Credit

PROS

  • 100,000 Points Sign-Up Bonus
  • Points for Staying at Marriott and on all other purchases

CONS

  • $95 Annual Fee
  • Chase Restrictions

Highlights

  • Annual Reward
  • Automatic Silver Status
  • Transfer to Airline Points
  • Large Hotel Footprint
  • Baggage Insurance

Here’s a summary of the main pros & cons (click to see explanation or scroll down):

Pros

Cons

Marriott Bonvoy Boundless Card – Benefits

Let’s take a look at the benefits of the Marriott Bonvoy Boundless card and see if it’s the right one for your wallet or not.

  • Sign-Up Bonus

Marriott Bonvoy Boundless Card has an initial sign-up bonus of 75,000 points after spending $3,000 in the first 3 months. 

Each Marriott point is worth about $0.8.

  • Annual Reward

Marriott Bonvoy Boundless Card holders get one free night stay on the anniversary of the CC, which is about a 35,000 point reward. This expires after a year.

  • Ongoing Rewards

With the Marriott Bonvoy Boundless Card, every dollar spent at one of the thousands of Marriott Hotels earns the cardholder 6 points. This has no limit. You’ll also get 2 points for every $1 spent on other purchases.

  • Points on All Other Spending

For all other spending cardholders earn 2 points for every dollar spent. This has no limit

  • Transfer to Airline Points

Marriott Bonvoy Boundless Card points can be transferred to airline miles. Marriott is partners with over 40 airlines through which you can use your miles. 

The points are translated as 3 points for every 1 mile.

  • Automatic Silver Status

Marriott Bonvoy Boundless Card comes automatically with silver status Marriott rewards

This status comes with priority check out, 10% bonus on points, access to exclusive phone numbers to make reservations, and compensation if Marriott is unable to make reservations. The 10% bonus applies to stay at a Marriott, not all spending.

  • 5th Night Free

With the Marriott Bonvoy Boundless Card and the Marriott rewards program, when you redeem points to stay at a Marriott Hotel, the fifth night is free. The reservation needs to be made all at once and the five nights need to be consecutive.

  • 15 Elite Night Credits Each Calendar Year

Marriott Bonvoy Boundless Card has 15 elite night credits each calendar year. An elite credit is basically a one-night stay at a Marriott Hotel. 

The more Elite credits you get in a year the closer you are to becoming a Gold, Titanium, or Platinum Marriott member. Each of these comes with their own rewards.

  • No Foreign Transaction Fee

Marriott Bonvoy Boundless Card does not have foreign transaction fees.

  • Free Wi-Fi

Marriott Bonvoy Boundless Card gives cardholders free Wi-Fi at many of the Marriott hotels within the Bonvoy network.

  • Visa Concierge

Marriott Bonvoy Boundless Card also provides Visa concierge services through which they can secure dinner reservations, special gifts, and tickets to sporting events.

  • Baggage Insurance

Marriott Bonvoy Boundless Card gives cardholders up to $100 in daily needs, such as toiletries, if their bags are delayed in transit up to 5 days. If the bag is lost, then the Boundless card has up to $3,000 Insurance to replace the lost items.

Marriott Bonvoy Boundless Card – Drawbacks

Here are the most important cons you should consider before apply to the Bank of Marriott Bonvoy Boundless card:

  • 95$ Annual Fee

Marriott Bonvoy Boundless Card has a high $95 annual fee. Many other credit cards do not have annual fees. 

This fee is easily offset with the annual free hotel stay.

  • Chase Restrictions

Chase Bank has a well-known rule that does not allow customers to sign up for multiple cards and receive multiple sign-up bonuses within a 24-month period. 

That means some who want to apply for the large sign-up bonus may not be eligible if they have received another Chase card with a sign-up bonus previously.

  • High APR

The APR for the Marriott Bonvoy Boundless Card is 15.99%-22.99% variable rate, which is high for a card that requires borrowers with excellent credit histories. 

Cash advance fee is 25.99%.

  • High Balance Transfer Fee

There is a balance transfer fee required if you want to take advantage of the introductory 0.00% APR rate. The fee is incurred when you transfer debts from one or more credit cards to your Marriott card. 

This fee is $5 or 5% of the transfer, whichever is greater. This fee is upfront and will be added to your debt load when transferred. This is is also higher than the industry average of 3%

  • 5th Night Free Conditions

The fifth night free program does not apply to regular reservations when you pay for the hotel, it only applies to points that are redeemed. 

So that means if you’re a big traveler you’re going to be able to get the 5th night free every time you stay at a Marriott.

  • Confusing Rewards

Marriott wants to reward loyal customers but they have a number of different rewards programs that can make it a little confusing for a consumer. 

They have rewards programs for the total amount of spending, how many nights you stay, and points for spending in different spending categories.

Alternatives to Marriott Bonvoy Boundless Card

There are other credit cards that do offer comparable cash back rewards – we’ve summarized the most popular cards which can use as an alternative to the Marriott Bonvoy BoundlessCard:

The Discover It Miles credit card is a solid entry level option for the occasional traveler who is looking to earn rewards towards flights, hotels, and car rentals.

They offer an unlimited 1.5x miles for each dollar you spend on purchases. There are no specified purchases so, this applies to ALL, and another great benefit – there is no annual fee. Also, Discover will match your points earned in the first 12 months of opening an account.

When you sign up, discover will offer you an excellent sign-up bonus of matching all of the miles you earn by the end of the year. 

The Chase Sapphire Credit card is in their top spot in regards to the best traveling and dining cards as they offer you 2X more points compared to other cards. In addition, Chase Bank offers a 25% point’s bonus, whenever you redeem the points for travel.

The card offers a sign-up bonus of 60,000 points when you spend more than $4,000 on any purchases in the first 90 days. This is equivalent to $750 in travel costs when you redeem your travel rewards.

You shall also earn 2x points while traveling and dining at a variety of restaurants around the world and one point on the dollar on any other purchases. If you use any Lyft rides from now up to March 2022, you shall earn 5X points.

However, with all of these rewards, you should note that the card has an annual fee of $95. The APR range between 15.99%–22.99%, depends on your credit worthiness. 

The Wells Fargo Propel card boasts a similarly easy and generous rewards program. Customers earn 3% rewards (or 3 points) for every dollar spent across most major purchase categories, including dining, entertainment, flights, hotels, car rentals, gas station purchases, and even media streaming like Hulu and Netflix. 

The Wells Fargo Propel card doesn’t have an annual fee it and comes with an  0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be 13.99% to 25.99%, based on your creditworthiness

It also offers one of the most competitive sign-up bonuses out there: 20,000 bonus points (or $200 in cash back) when you spend $3,000 in the first three months.

Is the Marriott Bonvoy Boundless Card Right for You?

Marriott Bonvoy Boundless Card is an excellent travel rewards card for those who are regular Marriott customers. Marriott offers a wide variety of different hotels ranging from ultra-luxurious to the everyday hotel. 

The rewards offered with this card are some of the best rewards for travel rewards cards as long as much of the spending is within the Marriott footprint. The great thing about the points on this card is that they can also be transferred to over 40 different airlines for miles. 

If you are not a road warrior and don’t spend a lot of time on the road or at Marriott Hotels, this is not the card for you. If you are a dedicated Marriott customer, this card will reward you more than many other cards in the general market.