Priceline Rewards Visa Card Review – Is It The Right Card For You?

Rating:
3.5/5
3.5 stars out of 5

The Smart Investor has collected card information independently. Issuers did not provide the details, nor are they responsible for their accuracy. The review is not a recommendation, the actual rates/fees may be different.

Priceline Rewards Visa Card is a branded travel rewards card offered through priceline.com. Priceline is a large travel ecommerce site that helps customers find and book discounted travel. This includes hotels, flights, car rentals, and cruises. 

Priceline Rewards Visa Card rewards customers with points that can be used to book travel. Priceline Rewards Visa Card has one of the most generous rewards when traveling is purchased and booked through priceline.com. 

This card has a good sign up bonus and comes with no annual fee. The card is issued by Barclays Bank and is a Visa card. Visa is a widely accepted card.

Priceline Rewards Card

Priceline Rewards Visa Card review

On Barclays’s Secure Website

Our Bottom Line

  • Not For Everyday Consumers

Credit Rating Requirements

  • Average – Good Credit

PROS

  • Sign-Up Bonus
  • Points at priceline.com

CONS

  • Balance Transfer Fee
  • There are Better Travel Reward Cards

Highlights

  • No Annual Fee
  • 0% APR Introductory Rate on Balance Transfers for the First 15 Months
  • Concierge Service & Protection

Here’s a summary of the main pros & cons (click to see explanation or scroll down):

Pros

Cons

The Benefits

Let’s take a look at the benefits of the Priceline Rewards card and see if it’s the right one for your wallet or not.

  • Sign-Up Bonus

Priceline Rewards Visa Card offers 10,000 bonus sign-up points after you spend $1,000 on your new card within the first 90 days on eligible purchases. 

Those points have about a $100 value when used at priceline.com

  • Limited Points of Balance Transfers

New cardholders of the Priceline Rewards Visa Card can earn 1x points for every dollar transferred to the card in the first 30 days. 

This does have a cap of $5,000 or 5,000 points. Cardholders have an opportunity to earn extra points at sign up.

  • Points at priceline.com & Other Purchases

Cardholders earn 5x points for every dollar spent at priceline.com. This point category does not have limits nor do the points expire if the card is in use.

The card also earns 1x points spent on all other purchases. These points also do not have a limit nor expire.

  • No Annual Fee

You do not have to meet a spending threshold in order to offset any annual fee. You can start earning points right away.

  • 10% Bonus

All points spent at priceline.com will earn an additional 10% bonus. This means if you redeem 1,000 points at priceline.com, you will actually have 1,100 points to spend.

  • 0% APR Introductory Rate on Balance Transfers for the First 15 Months

If you are looking to save money on interest, the Priceline Rewards Visa Credit Card offers a 0% introductory rate for 15 months on balance transfers. 

If you have a credit card that you are trying to pay down, you can transfer the account and pay no interest on the transfer for 15 months. This introductory rate applies only to balance transfers and not purchases.

  • No Foreign Transaction Fee

Priceline Rewards Visa Card has no transaction fees while traveling in another country. Many other rewards cards and regular credit cards have fees when you make purchases outside of the United States.

  • Concierge Service & Protection

Priceline Rewards Visa Card has fraud liability protection, meaning you will not be responsible for unauthorized charges on your card.

The Drawbacks

Here are the most important cons you should consider before apply to the Bank of Priceline Rewards card:

  • There are Better Travel Reward Cards

There are other travel cards in the market that offer higher rewards. Additionally, there are many travel rewards cards that offer better rewards on all spending not just specialty spending at priceline.com.

  • Balance Transfer Fee

There is a balance transfer fee required if you want to take advantage of the introductory 0% APR rate. The fee is incurred when you transfer debts from one or more credit cards to your Priceline Rewards Visa Card. 

This fee is $5 or 3% of the transfer, whichever is bigger. This fee is upfront and will be added to your debt load when transferred.

  • 0% Intro Rate Does Not Apply to Purchases

Most cards that have 0% introductory interest rates also include purchases. This card may not be the best to use for a large purchase you are planning to pay off over time.

  • High APR

The APR for the Priceline rewards card is a 15.99%-25.99% variable rate, which is high for a card that requires borrowers with excellent credit histories. 

  • Exceptions

Some purchases at priceline.com do not earn you the full 5x points for every dollar spent. This includes cruises, pay where you stay hotel bookings, and non “name your price” car reservations. 

Because of these limitations cardholders should read the fine print regarding what type of reservations and bookings will get you the maximum five points for every dollar spent.


Alternatives to Priceline Rewards Card

There are other credit cards that do offer comparable cash back rewards – we’ve summarized the most popular cards which can use as an alternatives:

 

American Express Everyday Card is a rewards card that has an emphasis on groceries spending. It offers an average spending rewards and sign-up bonus – 1 point for every $1 spent. This Card shines with supermarket purchases – card holders earn 2 points for every dollar spent at a supermarket. The card has no annual fee.

In addition, there is 0% APR Introductory Rate on Balance Transfers and Purchases in the First 15 Months and you can earn 10,000 points (about $100) after spending $1,000 within three months of opening the account.

It also has a unique feature in which there is no transfer fee for the first 60 days of opening the card and card holders can take advantage of the 0% APR introductory rate. 

The APR for the American Express Everyday Card is a 12.99% – 23.99% and also 2.7% foreign transaction fee.

The alternative Capital One credit card is the Savor card, which offers an increased 4% cash back rate on dining and entertainment, 2% at grocery stores and 1% on all other purchases.

In addition, there is a significant sign up bonus of one-time $300 cash bonus once you spend $3,000 on purchases within 3 months.

However, the card comes at a cost of $95 per year for the annual fee. The ongoing APR is 15.99% – 24.99% and 3% balance transfer fee.

Bank of America Travel Rewards Credit Card is a straightforward rewards card that doesn’t shift spending categories for higher bonuses, offers flexibility with its travel rewards and simplicity for those who don’t want to jump through hoops in order to earn or spend their rewards.

It offers unlimited 1.5 points for every $1 spent on all purchases and 0% intro APR on purchases for 12 months. The card has no annual fee. Then 14.99% to 22.99% Standard Variable Purchase APR and 3% balance transfer fee.

In addition, you get 25,000 bonus points after spending $1,000 in the first 3 months of opening the card.

Is the Priceline Rewards Card Right For You?

Priceline Rewards Visa Card is not for everyday consumers. The Priceline Rewards Visa card is best for those who use Priceline regularly for their traveling needs. 

Even Priceline customers should use this card on priceline.com only. The rewards are generous when spending at priceline.com. For all other spending this card is below average and should be avoided on everyday purchases. 

Cardholders can use their points on different items such as merchandise or gift cards, but to maximize points customers should use the points to book travel through priceline.com. Cardholders that use points through Priceline will also enjoy a 10% bonus on points that are redeemed, making your priceline points even more valuable. 

This card also has a generous introductory rate of 0% APR for the first 15 months. if you are looking to pay down debt on other cards you might want to use this card just for its introductory rate. 

However, if you do not book all or most of your traveling through Priceline, this is not the card for you. You will want to find a travel rewards card that better fits your lifestyle and spending habits.