Credit Cards » Credit Card Reviews » U.S. Bank Altitude Go Visa Signature Card Review 2021
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U.S. Bank Altitude Go Visa Signature Card Review 2021

The U.S. Bank Altitude ® Go Visa Signature Card is suitable for customers who prefer eating out than home-cooked meals, gas consumers or supermarkets shoppers.

We may receive compensation from companies that appear on this page. This may impact how and where products appear on a page (including, for example, the order in which they appear). It doesn’t affect our unbiased editors’ opinions. our opinions are our own.

Table of Contents

 The U.S. Bank Go Visa Card is highly rewarding to new and existing users. There is an introductory bonus of 25,000 points on purchases worth $1,000, to be won within ninety days after opening an account. It takes between six to eight weeks for the points to be credited into your account.

Users do not have to worry about annual fees or charges for shopping from international merchants because both are fixed at zero dollars. There is a 0% introductory APR for regular purchases and balance transfers. The variable APR for regular purchases applies to the initial twelve billing cycles, which is the same for balance transfers but expires after the first sixty days. 

You can earn up to $15 credit per year on streaming platforms like Spotify, Apple Music, and Hulu. You also earn cash backs like 4x points at cafes, food deliveries, take-outs, and 2x points on grocery shopping and gas stations. Also, there is a fixed point for every $1 spent on other transactions. These points have no expiration date and can be redeemed anytime as long as the account stays open. When you have up to 2,500 points, you can redeem them as statement credits or ask them to be deposited into your account.

U.S. Bank Altitude Go Visa Card

On U.S. Bank's Secure Website

Rewards Plan

Up to 4X points for every $1 you spend

Sign up Bonus

25,000 points

0% Intro

12 initial billing cycles




14.99% - 23.99%

Annual Fee


Balance Transfer Fee


Credit Requirements

Good - Excellent

There is a mobile application for on-the-go transactions – it allows users to manage their accounts effectively anytime and any day from the comfort of their homes. The mobile app is available for download on iPhones and androids from the apple store and the google play store.

The Us Bank Go Visa Card will discourage most customers due to its high credit score requirement of 720. 

Card & Issuer Reputation

786/1000 on J.D Power: US Bank got 786 out of 1000 available points on J.D. Power credit card satisfaction survey, lower than industry average. J.D Power offers the most comprehensive and independent study of customer satisfaction of card issuers . The study aims to help consumers and issuers to understand user opinions and ratings of the largest bands. It covers terms, benefits, services, communication, rewards and more.

J.D. Power U.S. Credit Card Satisfaction Study 2020


Let’s take a look at the advantages of this card and see if it’s the right one for your wallet or not.

Purchases and balance transfers enjoy a zero percent rate on transactions during the first twelve billing cycles; however, balance transfers enjoy this rate for a maximum of sixty days.

The zero-percent intro APR is a significant selling point because it helps first-timers get accustomed to using the card before they start to pay the standard rate.

U.S. Bank Go Visa Card provides maximum security for its users with high-quality protecting tools to keep customers' private and financial information away from fraudsters.

The card allows you to lock and unlock your account anytime the need arises as a protective measure against theft or fraud. When your account is locked, no transactions will be permitted until it is unlocked.

The points do not expire and may be redeemed any time within the account's opening period. Also, you must have up to 2,500 points or more before you can redeem them.

New clients have a chance to win up to 25,000 points within the first 90 days on purchases worth up to $1000 while existing clients enjoy 4x points for food purchases, 2x points for groceries and gas and 1 point for every $1 on net purchases.

These points are not subject to expiration and can be redeemed as statement credits or cashbacks deposited into your account. The cashback rate is one point percent. 

The mobile application for your U.S. Bank Go Visa Card is for convenience because you do not have to go to your bank or a pos machine before making transactions.

In case your card gets stolen or misplaced, you can lock your account from the application to prevent unauthorized transactions.


Let’s take a look at the disadvantages of this credit card and see if it’s the right one for your wallet or not.

Low or average credit does not qualify to use the U.S. Bank Go Visa Card because of the minimum requirement of 720, which is high compared to other credit cards.

Customers are selected based on creditworthiness, and the requirement is significantly above the average credit score of 600 to 699. The U.S. Go Visa Card is reserved for the best of the best because it takes a lot of financial discipline to maintain a minimum credit of 720. 

There is a standard variable APR of 14.99% to 23.99%, which is fair on the minimum side but high on the maximum rate.

Your variable APR may fall into any percent within the bracket depending on your creditworthiness, which means that clients with the lower credit will be charged more than those with the highest scores. 

Application Process

Visit the website at and click the blue button that reads “Apply Now.”

Fill in your nomenclature: first name, middle name, and suffix.“Continue” to proceed.

Now, fill in your date of birth, social security number, and country of citizenship. Click “Continue” to advance to the next step.

Fill in your home address: street, suite, city, state, and zip code. Click “Continue” to proceed.

Now, provide your housing details: housing status and monthly fees. Click “Continue” to proceed.

Fill in your employment status and annual income, then click “Continue” to move on to the next step.

Fill in your preferred total transfer balance amount. Click “Continue” to proceed.

You will see a page to review all the details you’ve provided. Check for mistakes, make the necessary corrections, and then tap “Continue” to proceed with your application.

Now, read the terms and conditions for using U.S. Bank Altitude ® Go Visa Signature Card, then click on “Submit Application” if you accept these terms.

A notice will appear on your screen asking you to check your email or phone for a message confirming your application. Now, you wait for the bank to review your application. 

Is the U.S. Bank Altitude Go Visa Signature Card Right for You?

   U.S. Bank Altitude ® Go Visa Signature Card is suitable for customers who prefer eating out than home-cooked meals. You earn points when you pay with your card at restaurants, cafes, take-outs, and for home deliveries, together with shopping for groceries at the supermarket and buying gas. It is also ideal for users that love to stream on partner platforms like Spotify, Netflix, Hulu, and Apple music. 

   Customers who look out for sign-up rewards will be happy to win the introductory bonus of 25,000 on purchases up to $1000, to be claimed within ninety days after opening an account. All points are non-expiring and can be redeemed as cash backs, gift cards, or cash deposits into your credit card account.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.