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Best Mortgage Refinance Lenders of 2021

Refinancing a mortgage becomed more and more common under the current situation. Here are our top mortgage refinance lenders of 2021.
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Although the historically low-interest rates may make it seem like a great time to refinance, you need to look at the big picture before you sign on the dotted line. When you increase your loan term, you stretch out your loan payments and will pay more interest in the long term. Additionally, if you’ve recently experienced a difficult financial situation, your credit score may have been damaged, and you may be offered a higher interest rate.

The COVID-19 pandemic has increased financial uncertainty. Many people have lost their jobs, and as a consequence, their ability to make payments has been hurt. Therefore, you should carefully review new loan terms and any associated fees, so you can have a full understanding of what’s required to meet your obligations.

Due to the current economic uncertainty around the world, lenders need to ensure that you are able to make payments. Financial institutions were hard hit by the 2008 crisis, so credit requirements are even more difficult in times of worsened financial conditions.

Here are The Smart Investor select’s picks for the top mortgage refinance lenders:

  • Quicken Loans
  • Better
  • LoanDepot
  • Caliber Home Loans
  • Sofi

Mortgage Reviews Methodology

The Smart Investor’s selection of mortgage lenders for inclusion here was made based on our evaluation of the products and services that lenders offer to consumers who are actively shopping for the best mortgage. We also look at types of loans and what specific products are available. Finally, we look at the ability to get information online and to carry out online processes as well as customer service, rate information and complaints that have been filed.