Insurance » Auto Insurance Reviews » Insurify Car Insurance Review 2021
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Insurify Car Insurance Review 2021

Insurify allows you to compare quotes from national and regional insurers quickly and buy your policy in a matter of minutes.

We may receive compensation from companies that appear on this page. This may impact how and where products appear on a page (including, for example, the order in which they appear). It doesn’t affect our unbiased editors’ opinions. our opinions are our own.

Progressive Car Insurance Review

If you’re looking for car insurance, there are lots of companies to choose from. These days, you don’t need to spend hours on the phone and many companies offer online quotes and services. In this Insurify car insurance review, we’ll delve into this company to help you decide if it is a good choice for you.

What is Insurify?

Insurify aims to reimagine the way that you can compare, buy and manage your insurance. The company uses artificial intelligence to make shopping for insurance simple and hassle free. Insurify was founded in 2013 and officially launched in 2016. However, the company has grown rapidly and is now one of the top rated insurance comparison sites in the US.

Insurify allows you to compare quotes from national and regional insurers in just two minutes. You can then buy your policy over the phone or online in a matter of minutes. You can browse the coverage options and Insurify will help you to compare quotes and discounts for each insurer in just one place.

Insurify also keeps your information secure and it is never sold to a third party. There is the possibility to save an average of $489 on your annual car insurance costs.

 

insurify car insurance review

On Insurify Secure Website

Better Business Bureau

A+

ShopperApproved rating

4.8/5

J.D. Power satisfaction

None

PROS

CONS

How Does it Work?

Insurify is a searched based insurance quotation platform. It is available across all 50 states. You can get personalized quotes for auto, home and life insurance. Insurify does not require sensitive personal information to obtain a quote.

Insurify will display projected quotes from a variety of insurers. Each quote also features an “accuracy confidence” value. You can start to provide personal information to obtain a more accurate quote. As you provide more details, the accuracy confidence value will increase.

This includes details such as:

  • Your location: Insurance companies weigh where you drive and live heavily, due to geographic relative variables such as crime rates, weather patterns and population density.
  • Your age: Insurance typically gets cheaper as you gain more experience driving.
  • Your gender: Men typically have higher insurance rates compared to women for the same auto insurance coverage. This is because statistically men are more likely to drive under the influence, speed, be involved in an accident, in addition to spending more time on the road.
  • Your driving record: Your history of speeding tickets, previous accidents and traffic violations have a direct impact on the cost of your auto insurance.
  • Your vehicle: The make and model of your vehicle can indicate the likelihood of thefts, accidents and claims. These details will influence the average cost of repairs, and safety test results, which can factor into your policy.

Once you have your quotes, you can sort the search results by Insurify recommended companies or price. You can also adjust your coverage configuration and see new results based on these modifications.

How to Get a Quote

Step 1: You can obtain your quotes on the Insurify website. You’ll need to begin the process by supplying your zip code.

Insurify get a quote 1

Step 2: You will then need to provide car information, including the year, make, and model.

Insurify get a quote 2

Step 3: Insurify then asks about how you use your vehicle, with the options of commuting, Uber/ridesharing, or vacation/pleasure and the types of distances you drive. You’ll also need to confirm your vehicle ownership status.

The next stage is about your driving information.

Insurify get a quote 3

Step 4: This includes your name, date of birth, gender, license status, level of education and credit score.

You can then specify possible discounts, and you can select multiple applicable options to obtain the best discount.

Insurify get a quote 4

Step 5: Finally, you need to provide details of your driving history, including any accidents, or driving violations since 2014.

At the end of the process, you’ll need to provide an email address, phone number and postal address. This will allow you to access your quotes.

Insurify get a quote 5

Once you have your quotes, you can sort them according to price and Insurify recommended insurers. From this point, you can proceed with a policy, save your quotes or call the helpline.

 

Benefits

As with any financial product, there are both pros and cons for AARP car insurance. It is important to be aware of both sides before making a decision:

There are no fees associated with using Insurify. The company makes money through commissions and payments from its insurance partners. This means that you don’t need to worry about adding anything to your premium cost.

You can shop completely online or speak to one of the Insurify support team by phone. This creates superb flexibility, as even if you prefer to shop online, you can call the helpline if you encounter a problem or you have a query.

Once you have the search results for your initial inquiry, you can adjust the parameters to see more quotes without needing to go through the search process again. This is a great time saver, if you’re not sure of what coverage level you want or are uncertain about other details, such as your deductible.

If you decide that you would like to move forward and set up a policy, you will pay your premiums directly to your new insurer.

Unlike many brokers and comparison sites, Insurify is available to customers in all 50 states. You can gain access to both national and regional insurance deals, so you can find the best quote for your location and circumstances.

Many insurance comparison sites sell your personal details, so you can end up with an email inbox filled with spam or lots of phone sales calls within days of requesting a quote. However, Insurify does not sell your personal details, so you can be spam free.

Drawbacks

The website does feature a lot of advertising partners and it is very easy to click on these ads. There are no guarantees that these third parties will not sell your information. So, you could still end up with spam.

If you are interested shopping around for multiple types of insurance, Insurify may not be able to help. The site currently only offers quotes for home, life and auto insurance.

Insurify is not partnered with every insurer in the marketplace. So, you may still have to complete a few quote forms for leading insurers.

In order to view your quotes, you do need to provide a valid phone number and email address.

The Bottom Line

Insurify is a free platform where you can compare car insurance quotes in just a matter of minutes. The company partners with a network of national and regional insurers to help you find a great deal. While this does not cover all the insurers in the marketplace, it can be a great way to find competitive quotes.

The platform allows you to compare quotes and proceed with a policy completely online or you can finish the process by phone. The entire process should only take five minutes, so you can quickly organize your coverage.

There are no obligations and you don’t need to create an account to find quotes. So, if you’re looking for car insurance, Insurify is worth consideration.