All About Debt Consolidation In The US

Debt Consolidation can be good in different situations and very popular among high debt borrowers.

However, you should be aware to all aspects and understand the consequences of the decision.

Cash-Out Refi vs. Home Equity Loan vs. HELOC

A mortgage is the most serious debt you can possibly owe.

In this article, we review the main mistakes people make when choosing and managing a home loan.

How Does Loan Amortization Work

In this article, you will see a comparison between FHA and conventional loans , review of the most

important benefits of each of them and the things you have to consider in order to get the right decision as a borrower.

How Can I Avoid Paying Mortgage Insurance (PMI)

Mortgage insurance comes in two basic kinds: Private Mortgage Insurance (PMI) or Mortgage Insurance Premium (MIP). While the MIP is a must , there a couple of ways you can avoid the PMI - Here's eveyrything you need to know:

Loan Origination Fee: The Things You Should Know

You probably heard the term “loan origination fee” as you fish out loans to apply for. In this article, we explain origination fee basics, learn to calculate it and suggest a couple of ways to lower the fee

Should You Use a Personal Loan to Invest?

Many homeowners resort to mortgage refinance practice for a variety of reasons.However, such decision should be examined carefully to make sure you are doing the right decision. But what is the right time for that?

The Best Ways To Get The Lowest HELOC Rate

HELOC rates remain very reasonable and property values in the US are appreciating all over.  Significantly, homeowners realize they have access to financial benefits such as tax deductions and flexible low-interest home equity credit lines. We've collected everything you need to know for getting the best HELOC rates

The Rural Housing Service Loans

The Rural Housing Service has several programs that aim to build or improve housing and essential community facilities in rural areas. They make loans, grants and loan guarantees available for purposes or uses. We've summarized eveyrthing you need to know - the different options, how does it work and main pros & cons

The Pros and Cons of Investing in Peer-to-Peer Loans

While p2p loans is a great tool borrowers, more and more investors are turning to peer-to-peer lending as an investment option to complement the more traditional instruments they have grown accustomed to.  In this article, we review the advantages and risks for investors - is p2p lending is the right thing for you?